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No. You will get an instant pass or fail.

The $2,500 and $5,000 deductible plan designs are HSA qualified (always confirm with tax professional). 

When you join you will be asked for your checking account number and bank routing number. All monthly premiums are paid via ACH deduction, generally between the 25th day and last day of the month before each next covered month. The monthly draft date is the same for all members. the first month you join your payment will be earlier, likely between the 15th and the last day of the month.

If you establish and confirm your plan at least two weeks prior to your effective date, the goal is to have your physical cards to you by your effective date. You will receive an introduction email from support@allthingsvault.com after your first payment is drawn. This email is important, as it contains a link and instructions on how to create your member account within the Vault Admin Services member portal. Within your account you will be able to access your virtual ID card(s), eligibility record, claims, documents, and other important information regarding your healthcare.

Questions about your card, coverage, or looking for a doctor? Call (888) 211-5706.

The administrator information is on the card so claims can be managed and processed. Your card will provide Vault Admin Services information. You can reach Vault Admin Services at 888.211.5706. In addition, your card will display PHCS PPO information.